Bao cao tai chinh rieng lẻ quy i 2017
Bạn đang xem bản rút gọn của tài liệu. Xem và tải ngay bản đầy đủ của tài liệu tại đây (5.06 MB, 42 trang )
E
SrXts
Brio cto
liciN lr^Nc rflrroNc
7
T.An
Hrs Dp Qtri!
-
MAr
ttl
MIu
Hoin KiAn - Hl Noi
.ID
-
15:
tiCo
TarsAN
Tlln mlt,vtrg b!c, d{ qu,
ld
.ac
TCm
Dlrphtns
niireth
vir r Ey.L
An
Cho
D\r phOns si{m ri6
C{cc6ngc{
dt'hs tlo& kint
&un
t50
G6p v6q
lolch hdrs
dlu ir sin 3an8 da brn
Du phdig gjrrn
dl!
1,880J?7
t1
10,r05,E24
24,979,401
26,200,961
22,417,644
1,9t0.000
6,911,000
(t,ll7)
(s,D7)
18
l6t
Ir
Chimg khoAr ddu tu si0
1,2t9,r16
r.r08527
149
.blnh Lhtc
Cho vly tha.h hdtr8
Ch,img klodn
1Jr7,097
16
l4l
v., tht.h [lng
Chl'Ig l.noai dlu
u'61l,
l.l0
rllc rt ph{lrl.h vt cnclallan r
D9 phdng nii ro cho voy
s5
15
t19
TCTD tn6c
IIottr Ll"n dorrl'
VI
vltl
ha.
mirt
132
Ch'iry Ebln ti.h
I
2
I
vl .ho vr, .lc TCrt
iluic
Cl'o vty cdc TCTD
I
2
V
vII
rhac
Tiln, v{ns sni hi cdc TCTD thnc
Mhitng
I
2
ll0
120,
til)
l]l
NSNN
Tdtrt vtng gfi
Q-olr
BiNG c,I.N DOt KE T0AN
Mt chi Thurdl
Tllngtl t,i
lE
c0 pnAN slr cdN - lIA Nor
'ltl:0419421388
^.
I
ll
lll
I
2
I
chltrh rlang
d& ngay dlo
hlr
gil ct'tns l,to& diu n
156,
20
(1,806,13)
(r,
lr0
7t
7t,991,917
l
t1t
l].66t.515
10,
172
9,',|69,918
(1,416,52t)
l,
2i
.
t66,470,1tl
I9
169
210
I Ddu tu ldo c6ng ty @n
2 vdn g6p lar {belr
3 Dh tu lio co.s ty lian k&
4 Diu ru ddihan llldo
5 Ev phdig girn gi{ diu lu &i hen
lx Tlldn.6dirh
r Tri sdn d rrint httu hinh
r Ngltaa gid 1JcD hnu hbh
b H@ tuAn 1&:D hl, hinh
2 Tii rdn d dinh rhua inichrnh
ts5,IJ2.'
l6l
119
tu dllhan
164,663.800
irerl
(r.l3r,
2l\01,111
2,530,1?7
2,380,104
2,11t.1322
212
2t1
,r,,r
214
2t9
2r0
(5,818)
2t4,J9)
(J,83D
1,908,r22
,921$X
]80,487
)92,592
222
890,6m
8E4,0Ed
223
or0,20,
l49t,492)
221
2l
224
N
Ngyan giA
lf,co
3
o
Tlisdn c6 dinh v0 httrh
b
lldo ndh TSI:D rb hi,h
x
,
b
Diid0ne3ar dlu &
N8uyan gii BDspT
241
HrcrOn DDSDT
241
22t
226
Nerytd gid ?JcO
221
vi hinh
228
229
250
I C{c ldo& pldi thu
2 c6c lliotu hi, pht ph{ilho
I Tdi sdtr $ua TNDN horn tri
4 Trisa. C6 kh,c
5
TII siN
25t
CO
3,534,17\
1,705.154
1,1M,514
(176,9-19)
(r69,803)
"r"rrro,
441,146
20.r07,550
807.720
8,t15,605
7,845,131
t2,6',7',|,991
I I,997,828
257
254
ht h@g net
Cdcthodr dqphOnSniiro .ho cac
TONG
3,528,4t5
240
XI Tll3tnc6l(h!.
- hong At: Loi
24
25t
di,t
C6l|Oibh8llndc
259
,,rr,oro,
!00
217,01A,t64
(c!!l!
,,or.rr,
2lJ,I50,5.ll
r, NO pll,{t rrl,{ vl vdN crrt sdqr]lr
I C{c lholn ngChlrn Fhn vt NHNN
ll TIan g vl r.r.i. rt. TCID kht.
- t Tian Bni qi6 dc'rcrD lhnc
? Viy cic TCTD ki6c
.
lIl
g'ii.i.
I'lrg
lV Ci..6rg .(l rli ch,nt ptii rinh vl rt.ltoan !tdl.ntnn tha.
v v6n tni rrq. n, thi. ditr fu, (no v.v n,, r('rD ph .;lu.ii r.
T,Atr
klrIcD
VI
Phft htnh gl6y ld c6 gl{
VII C{c hl'oln Nqtd'ic
2,r{3,848
2517,420
,20
lsJi4,s6,
Jr.353,615
321
29,423,402
22,447,s20
722
5,886,t6t
10,010,r75
,lr)
310
{IJOE
,$r6)61
808,837
360
t3,51r,2a4
13,161,615
.24
J71
4,2lE,l15
4,129;rOt
1,476,185
7.t16,167
,6 t.950
951,014
,rr.uu,aru
,ro,nrr"a,
rJJ56!s80
t!,t2J,001
| 1,29X,341
I1,293,347
1t,r96,89r
lI,r96,8q
t0I.7t6
l0l,716
J77,
173
319
t.t
{00
500
I
t755l0,rta
27
ta0
t70
I Cnc kloi tli.phtphai tra
2 1llt6 I'NDN toln tai phti kd
3 Cdc klDrn p,rii Mvi €on8 !s tld6
4 Du plbng nii ro tlrc
T6rg Ngnhai
lt0
V6n cia TCTD
29
4t0
' b vin d,itt tu xDcD
c nansdt,h ci pt*i"
(5,260)
3
' 4
5
vlll
420
Ch6rhre ti
ftentE
h dinh
cic
irir td tdisin
440
,150
rR,{ vA vON cHosd Hou
cHi Trtu NcoAr B.{NG
ln
Dio linl vly v6tr
Cdn
kCt
tbnS nShiip vr UC
olaln,r,
'
nr-,*
800
241,11At166
2JJ,l50,5.ll
9t0
25,757,735
2r,712,096
9tl
164,002
16t,633
912
t2,048,6t5
10,670,815
9r3
lt.5-45,t l8
t2,40?,598
rdroa"rwaney'gly/
t4p bit',
l/.
t,072,131
700
p ir
Nghi, v( trqfian
99{,355
(4,005)
410
Loi nhtlin cln,. phrn pl{i
Lqi ich oir .l d0trg thilo !d
ToNG Ng
I
I
2
8i6 h6i do{i
,"k
(-
//"-,
si
<1r'
N8t rU vrn
NGAN HANG
6ng
clI
D6c
w
,2\sr
--'ligrrd*
Ttaro
ga
cEx;SsFaSg;FF8
E Bax. i6
Es.
jJ
_.1 d.i.de
; ="i-j
,s
,t- .n
sd
:i:
)_:;
J.l::;
Eli;,i:-n
a 5 939
!9X
\
sSBcaei.9aE-a
;;;:;;G
rj
-rjd
- -
;oot-
t
"
?
-
q
E
5 G
g] {
Esa
ir.
66
ia6
tei
rSe*cEFag=;.F.FA S
Egis:=n ";t; 6 e 9Hg
p
o
3c.
gX
€I
€
s
.!
-6
V
;- o-d
o
--
9
i
E
o
tliEEr
.).l
I -\\t
v\\t
\
,.
.E
6
'j
f
:
s
.r
s
F
U
lt :t F x
l{!e6* (r); ; €tEi.? 6;
(a\-E1'2
+
t
o
Iriud
tdt : I
Y
t,}
t
p
rnrEE
r\.
vN
-dv
.Li
*E+
65 5
*
t
F a i-6
6'*
e-66
-^---e-F
; u5d ;; q - . n ao vi . .! n ..rc-N-,.1.9
z
x9+
z*g
ri!
s
:<
F
!
r.s
:l
E
z
s
t
.F
z
i\
t
E
; '? .i!
F
.r!
\J.J
P
F€
9X
d$
s
E
EE,
-at;
E-
t:
gli
E
:
t
s
s
t* -E:; . ; :
Ee , i;Eg i€ EiE E =
E: €r$Si;E "gi i;i!3Ei t
i e* i i E'i E€
EF;;Zz-yZ
E
:
'€
E
*e
$
"E.r
5'3
B
i i iiE;;;J iE;
E
5;
E
-E'E
E
gEEEEE 5E
EiEEEiEEE ;E
;
i
5i9E€;g;iii
caz>--riF a .a-*iltr2
s
s
-
E
t5
g' SIrB
Blocao tlichlnh nAn3
NciN lr,\Ncr[rcP s,U cdN
77T
n
Hws
Dao
-rri Nol
' Quln Ho,, Kdm
- HA NOi
TD . BAO CAO LUIJ CHUYIN
Cnl
ni diu ntnr dan (uiji
q!!
I
^.'lm20l(
2
chi phl lei vd c6c chi phl tuonS rv d!
Thu nh0p lni vA c6c kho6i
Ih! nhlp IMC tv
ch'hg khodr, vAng bac. neoa'
lian
thu
.{c $oln
no tB
(
7
Tiao chi ira cho nhilr vian ve host dOnS
Tian rhu6
Ouc nop
O.ntycidm
d
cdc khod!
1,370,580
2,947,808
02
(2,15,E09)
(2,598,383)
03
68.618
2t,611
04
80,892
2r,353
05
74,982
12,946
06
2,548
)8,192
07
605,t!9)
1474,110)
08
(59,699)
(8t,294)
do.n Est'. rnclg 0,
2755t3
(ll]Jr5)
horr doos linh dM,r
qu& li,
oonS vu
(')
ro.r k, (')
Lm.hura! tlar $ulo rn borl dong
ih.y drivi oi tii va v6. lm dolr
Nhtns thdt .rlt vl
0l
dwc
dwc ,n ly xoi, bt dip bins nrrdn du
8
fiu nn0}
,l&
ri
3 Th! nhip tn Itosl d0n8 dich w nhln duvc
, Chant lkh s6 rian du. th, nuc ch' ln
9
TD - PPTT . QUY
t,DY La
LTfu CHUYIN TTIN TtI flOAT DONG KINH DOANII
6
TIIN
0r
I
I
'
[
Enn
sn' hott 00ng
tieo vans gh
vA cho vay
cL TCTD lltd.
.,
ibonh chiinS rno!,
(Tar8)/Gdm c{c corg cu rdi chlnh phtu sinh va c& r&
12
GlnSycirn
,,
'"
O..9/Cdn
t0 Oht/Giam
cdc
thoa!
ve
tini
Lho& cho vly kna4h hd.g
.eudn du phdns da b') d,ip dn ln&
dun& ch0re kloh d& ru.lAi har)
sir
Br
cdc
ci. LlolI (
n
IO
15.2@.441
229.944
II
(3,201,141)
(941,85'
t2
{5,843
l3
(9,64t,935)
l4
(5.296,07'
(44E)
14 (Tdn9/Ciarn khdc va ldistu hool dong
t5
{5,712,t25)
Nhtns th.r dil vl c,ns nq tot, d^ne
l5 Tr.e/(ciao).dc 1(h06, ie Chlni phri vd NHNN
16 T.n8/(Gidm) cac thorn d& sli, ti&l vly cdc TCTD
I ? Trr8/(ciAm) iian $h cU! t&6ch hanS {bao 8d,n c! (BNI.O
t6
t1
t8
(42J,572)
(1.707,312)
1,9t4,608
(3,683,294)
9,6t4,484
5.811,286
,e Iarg/(Cidmrph&h&hg/yrdc6t
l9
(255,441)
20
2,087
'"
19
(ngosr uu
&ly
td c6 ga pher
v& hoot dons ui chlnh)
Tenr(Giim) vdn tAi t q, u, rh& dA! tu, cho v.y od
hanh duqc linn
1^ l!rt(C,Am) ca. c6i8.u
2l Te4(Giim)
knrc
tl
r,Ai
o6ng nq
chlnh phAi s'nh va
lcm
c& Lloir
chiu
no
tii
dolh
DAU Tr,
Ltlu cHUYtN TrtN Ttf Ho4T DoNG
t
Mu. sim iai s,, c6 diin
Tian ihu ir! rhrnn lr, nhuqng ban TscD
Tian chi rU Oeh lY, nhwng b& TSCD
Mua sin blt dols s& d& tu C)
Ti& lnu tr, ba., rh&h ry bfu dof,s s& dA! ru
5
6
(,
6
oT
n
duqc
ch'.
rl]l cec
kho6, ltiu r!r. gdp
Lm chuya! ta! lbuh & ho,t do.s d][ tu
nr Ltfu cHUytN rtaN TdEoAT
DONG TAt
10326,7t2
25
(r9,57'
(7.Es653E)
4,7r6
26
(9,399)
27
ttrl
29
do
$u cd rirc rA Iq' nnufu
21
2E
b{I, th&h l, bfu don8 sAr ddu iu C)
7 Tian chi diu tu, g6p vdn vio crc do vi rd.{c
E Tian $u dlu n , &p v6n v{o c{. d@ vi l(nt
Tian chi
41,308
316,764
Lm chuyan dh rhul!lthotrrtong liilh
4
Tucnl
23
II
I
6!94
2tl
il1ijox
2t
hofl dors
22 Chi ln cdc qu, ctu TCTD C)
2
471
(425,992)
30
ll
32
33
34
CHhu
(t2,857)
(1.081.126)
750
lJ2lt2)
(r.0ErJr6)
r
/A
I
I
'r
-I
4
5
6
ir lti It
ditr
D,)trr
rlir.udiq iI
Tlns vdn cd phin lt e6p v6n vrholc ph4r hanh cd pniau
l5
ru ln phAl h{nh giAy r& c. Bid ddi
o dt d'Ju lian rinh l6
vao v6n rucovAclc lholn v6n vay dri hm khk
Tran chr rhmh roAn sdy rdcd giAdai hln cddn diau liCn rinh vdo
h
TiAn
ha.lhac
31
&c ka cho .a d6n& ,qi nhuatr d! chi! (.)
,! mu. ca phiau seln qu, (.)
t8
v6n
C6
Ucdvdcrckho,n
vdn voydai
Tian chi
Tian
$u duqc
Lw chlyltr
do b6n c6 phiau nsan
tian
qu,
Luu chuytrn dln thuln
v
Tia. vl .lc t holo t@g
vIITiCd?tclc lhonn
chltrh
dms ian
tl
tuong
duols
rndi dlam
dli l,
gla
Kl
tora
42
t0,214J00
18.94d.003)
al
25.20t,9f,?
33.620,86r
lsJ9837
74,676,856
,t4
ttii rtt thM diaD.ofi
l,lt' bitn
(r54)
'll
rorg k,
VI Oilu chlnl ntrl hutng.na thry dii 0
,1,
40
fl!dtr lthosrdOng ial
lv
1r54)
79
trrtas
t,
.ll,/
a5
fr;$
O,7
NI,AN NANU
\.l
+/-..----..-. -r-..:r\-
,),/
r00r{.lA
l\10t
llhrlbr"l/dn
gA.
2
THUYET MINHBAO CAO
rar cniNn nrtNc
Cho
Qu|
I
r-,E
ndm 2017
I//a
li.{,
\
SSHB
Ng6n hnng TMCP
sii
Gdn
-Ht
Noi
THUYfT MINH BAo CAO TAI CHiNH RITNG LE
QU-f I NAM 2017
l.
Th6ug tin vd ogiu hlng
Gi6y ph6p ho4t itQng 0041-NIVGP ngAy 13 thdng I I nIm 1993
Gi6y ph€p host dQng do NgAn hdng Nhd nu6c ViCt Nam cip .
Thoi h4n ho4t dQng cria NgAn h,nng la 40 nam kd tn ngey cdp gi6y phdp
qau llen.
HQi tt6ug
Quin tri
Hi6n
Ong Nguyen Van LC
6ng Trdn Ngqc Linh
6ng Phqm Nggc Tu6n
6ng D6 Quang Huy
6ng Vd Duc Ti6n
Ban ki6m soCt
Ong Phsm Hda Binh
Ong Nguy6n Htu Dric
Ong Bni Thanh Tim
Bd NguyEn ThiHoat
6ng D6 Quang
Ban T6ag Gi6m tt6c
vi
L6
Khoa
6ng Nguyan Huy TAi
Bd NgO Thu Hd
tich
Uy vien
Uy vi€n
Uy vi€n
Thrinh vi€n
Thinh vidn
Chi
T6i b6 nhiQm ngdy 5 th 6t\g 5 \6$ 2Ol2
Tai bd nhiem ngay 5 thtng 5 nim 2012
Tei bo nhiQm ngay 5 thAng 5 narn 2012
Bii nliQm ngey 5 th6n 95 fin2012
Bt' nhiCm veo ngay l9th6ng4nnm2014
Bd nhifm vao ngdy
2l
thdng 4 n[m 2016
4,
vi€n
Thinh vi6n
Thrinh vi€n
Thdnh vi€n
Thrimh
K6 to6o
2012
Tad bd nliem ngay 05 th6ng 05 n6m 2012
Tai bdniiQmngay0s th6ng5 nlm 2012
TAi bd nhiCm ngdy 05 th6ng 05 nem
86 nhiem
truiog
T6ng Gi6m
Ph6 T6ng Ci6m
f\
i
ngay24th6ng04ndm20l5 t
tliic
T6i bO nhiem ngdy 2l th6ng 5 nam 2014
diSc Bi5 nlliem ngay 10 th6ng 4 ntun 2009
Ph6 T6ng Gi6m di5c
B6 nhiem ngAy 18 th6ng 02 nIm 2013
Ph6 T6ng Gidm d6c
86 nhiem ngdy l5 thrng 3 ndm 201 I
Bd Ninh Thi Lan Phuong Ph6 T6ng Giem d6c
86 nhiem ngdy 08 thtureO6firrr 2ll2
Bd D4ng T6 Loan
Ph6 T6ng Girim tt6c
86 nhiem ngay 9 th{ng 10 nnm 2012
Bd Ng6 Thi V5n
K6 tofn truong
86 nhiem rgay 1l rh6ng I I nnm 2Ol4
Trr; sd chiah
56 77 - Tr.an Htmg Dao - Q.Hoan Kiiim - Tp.He NOi - Viet Nam
6ng NguyEn Vdn
6ng L€ Dnng
i
I'SHB
Ngan hlng TMCP
2.
Sii Gdn -
HA Noi
D{c iti6m hopt tlQng cria t6 chric tin dgng
*Ngan hArg") lA mot
Ng6n hang Thuong mai C6 phan SAi Gdn - Ha NOi (dudi dliy gai tit ld
ngan hang thusng mai c6 phan Viet Nam thAnh lap tai rudc COng hda Xa hoi Cht nghia Viet Nam
voi thdi gian hoqt dQng lA 40 nlm theo 0M1-N[VGP ngiy 13 th6ng I I ndm 1993 cia Ng6n hAng
Nha nudc viet Nam.Vi5n didu le cia Ngan hang t?i ngey 3ll\3t2\l7 la 11.196.891 triQu ddng
(Mudi mot nghin mot tram chin muqi sAu ti tem trem ctun muoi m6t trieu tiing).
HOi sd chinh cua NgSn hang dAt ai s6 77 - TrAn Hung Dqo - Q.Hoan Kiiim - Hd Noi - viet Nam.
T?i ngAy 3ll03/2017 Ng6n hang c6 5.521 nhdn vi6n (Diu nlm 2OI7i 5.541nh6n vi€n). Trong d6,
CN Lao ttch thanh c6ng ty con ngdy 15 th6ng 0l ndm 2016, CN Campuchia t6ch thAnh c6ng ty
con ngdy 09 th6ng 09 nem 2016.
3.
tit cic chitrh srich k5 to6n chri y6u
Chu6n mr;c vi ch6 ttQ k6 to6n 6p dlng
T6m
Ngan hang trtnh biy cec brio c6o tei chin.h theo Ludt cdc T6 chuc Tin dung, Luat sua at6i vd b6
sung mQt sii diau trong LuQt c6c T6
chtc Tin d!mg, cric chuih muc k6 to6n ViQt Nam vi
HQ
th6ng
Kii to6n cdc t6 ohuc tin dung ViCt Nam.
Ki b6o cr6o vi iton vi tidn tQ
K! bdo cdo cia Ng6n hang bit diu tn ngdy O l/01/2017 va k6t thtic vao ngdy 3l/03/2017. Dqn
vi tiAn tC srt dung tlong ghi chdp k6 todn ld ddng Viqt Nam (vND). Tuy nhiCn, lheo quy dinh tai
Th6ng tu 4912014/TI-NHNN ngdy 3l11212014 cua Ngen hang Nh,i nuoc, c6c s6 liQu tr6n 86o c6o
tai chinh dugc ldm trdn d6n hang triQu vi trinh biy theo don vi triQu ddng Viit Nam.
4.
,,/
,G
i0ll
NguyCu
tic gbi nh{n c{c
nghiQp vrl bing ugo4i tQ vir quy d6i
Theo hQ thi5ng k6 torln cia Ngan hang. rit ce cric nghiQp
rj
phit sinh
il
cria NgAn hang tlugc h4ch
toan theo nguyCr tC. Tai thoi di6m cu6i nam, tai san va c6ng ng co ngu6n g6c ngo4i tQ duo. c quy
il6i sang VND theo ty gi6 quy dinh vio ngdy lap bang ca! d6i k6 to6n. CAc kto*n thu nhAp vi chi
phi bing ngo4i tQ cia Ng6n hang dugc hach torin bing VND theo ti gia vao ngdy ph6t sinh th6ng
qua giao dich mua b6n ngo4i tC. Chenh lech t)i giri do ddnh gi6 l4i c6c Ai khoen kinh doanh ngoai te
duqc hach todn vao bAo c6o K6t que Ho4t dQng Kinh doanh vA lqi nhuan da lai. Ch€nh lCch 0, gi6
phrit sinh do quy ddi cac tai san vdr c6ng no khiic bing ngo4i t( sang MllD duoc xri lj vio doanh s6
cr.ia cac khoen muc tumg img tren bArg cen d6i k6 roan vdo ngdy I{p b6o cdo tai chinh.
5. Chrimg khodn
thanh totu ci5 dinh ho4c c6 thii xr{c dinh dugc vd Ban T6ng Girim tt6c c6 dinh vn c6 kha ning giii
d6n ngdy tiio h4n. Ngdn hdng dang ghi nh{n ciic chtng khoiin nay theo gi6 giSc cQng lni dg thu tru
lai chd phan b6. ci6 td ph\r trQi ho5c chi6t kh6u (niiu c6) cing duqc phan ritIh vrio gi6 t{ ghi s6 cria
Chri,ng khorin nq gifr ditn ngdy d6o h4n la c6c
j
khodn diu tu. LAi duo. c dU rhu holc ph6n b6 theo phuong phrip tluong thing. Chung khoan duqc
gi[ d6n khi drio hen sC dugc xem xet va kha nlng giem gi6. Chung khorin dugc ldp dy phdng girim
gie khi gi6 tri thi truong nho hon giri rri ghi sd. Du phdng gid,rn gi6 duqc ghi nhAn vdo brio crio k6t
qua hoat d6ng kinh doanh.
2
SSHB
NgAn hing TMCP Sdi Gdn
-
Ha Noi
6. Chiag kbocn itlu tu sin sing
iI6 blD
dinh huoc, c6 th6 duorc b6n da dep
d6i
hi
suAt,
ti
giriL,
li
du.c git trong thoi gian khdng in
[,ng nhu ciu thanh khoan ho4c di mg ph6 vdi trusng hqp thay
Chung kho6n dAu tu sin sAng d6 ben
c6c chtng kho,n
ho4c gi6 tri chring khorin. Ng6n hang dang ghi nhan c6c chung khorn nay theo
giri g5c cQng lai du thu tru lai chd phAn b6. Gie t4 phu troi holc chi6t khAu (n6u c6) c0ng dusc
tri ghi sij cria khodn tliu tu. Lai dugc dU thu hoac phdn bd theo phuong phdp
tludng thing. Cnc chrimg kho6n ndy dugc danh gie dinh ki theo gi6 tri thi truong vA dtr phdng giam
gi6 tri s€
vdo b6o c6o k6t qud ho4t tlQng kinh doanh.
7. Chtog khoitr kitrh doatrb
Chrmg khorin kinh doanh
li
chrmg k-hodn ban diu dugc mua
vi nim gii
cho muc dich kinh
doanh trong ngin h4n ho{c n6u Ban T,ing Gi6m d6c quyiit dinh nhu v6y. NgAn hang dang ghi nh6n
khoin ndy theo gi6 g6c vio ngdy giao dich. Trong cdc kj ti6p theo. c6c chung khorin ti6p
tuc duqc ghi nhin theo gi6 giic. Tuy nhi€n, gi6 tri thi trudng cr)a c5c chtmg khorin vln duqc Ng6n
c6c chimg
hang theo ddi dd drinh gi6 va khe neng giam gi6 khi gi6 td thi truqng thAp hon gi6 g6c. Ngoai tru
tuong hqp kh6ng th6 x6c dinh gia tri thi rrudng mQt crich chic chin thi giA tri cia chtiLrlg duqc tinh
dga trCn nguy€n gi6 sau khi tru di t6n th6t udc tinh (niiu c6). lei ho4c 16 tn kinh doanh chfng
I
khortr duqc ghi nhAn lrdn bdo c6o k6t qud hoTr d$ng kinh doanh theo s6 thuin.
i
(
8.
C:ic khoAo cho vay vA f,ng trudc kh{ch hing
C6c k-hoan cho yay vA ung trudc khAch hang duo. c c6ng b6 vd
I
finh bdy theo sii du ng g5c t4i
thm dtem cuol kv ke toan
9.
Og plOng rrii ro tin agog
C6c k:hodn cho vay kh6ch hang duoc ph6n loai theo Thdng hr s6 o2l2Ol3fm-NHNN ngay 21
thing 0l nem 2013 vd Th6ng ru s6 09/2014rI-NHNN ngdy l8 th6mg 03 n6m 2014 cua Ng6n hang
nhri nuoc vd viQc ph6n loai ng, trich l6p vd sri dung dg phdng d6 xt ly rui ro tin dUng trong hoat
cia t6 chric tin dgng vdi c6c mtc dO rui ro nhu sau: Ng rhi ti€u chudn, Nq cin chri
No dudi ti€u chudn, Ng nghi ngd vd Ng c6 khri ndng mdt viin dga vao tinh treng qu6 han vd c6c
dQng ng6n hang
j,
y6u t6 ainh tuqng klxic cria khoin cho vay.
Cric khoan ng dugc phan loai ld
ttuqc coi Id ng x6u.
No duoi ti6u chuin, Nq nghi ngd vd Ng c6 kha
nAng
mit v6n
SSHB
Ng6n hnng TMCP Sni Gdn
-Hi
Noi
- Dq phdng crl th6
Dq phdng cg thd duqc tdch
lip
tr€n rui ro tin dung thu.in cua c6c khoAn cho vay theo
ti
lC
tuong rimg vdi ttng nhdm nhu sau:
Ng du tieu chuan
No c6n chri
'i
Nq dudi tieu chuen
No nghi ngo
Nq c6 khi ndng mdt v6n
Rr.ii ro
tin dung thuAh cia
cr4c
khoin cho vay kh6ch hang duqc tinh bihg gi6
khodn cho vay trir gi6 tri cua tai san dam bAo dd
-
t3i"rr-NHNN, th6ng tu
s6
t!
lQ
fi
cdn lqi cta cac
theo quy dinh trong
09/2014[I-NHNN.
Dt, phdng chung
Ng6n hang thgc hiQn trich l{p vd duy tri dg phdng chung bnng 0.75% t6ng gi6 tri c6c khoin ng
dugc phen loai tir nh6m 1 tti'n nh6m 4, tru c6c khoAn tidn gui tai t6 chric tin dung tong nudc, chi
nhAnh ngan hdng nu6c ngoai tai
Viet Nam theo quy diDh cria ph.ip lr4it, tiEn gui tai t6 chric tin
dung nudc ngoai vd c6c khodtr cho vay, mua c6
ki
h4n giSry td c6 gi6
diii vdi td chuc tin dUng, chi
nhinh ng6n hang nudc ngodi khac t4i ViCt Nam.
DU phdng rui
io tin dqng tAi Campuchia, LAo 6p dUng theo quy dinh
hiQn hdnh cua
NHNN
Campuchia" Lao hong ky bao cdo n ong ring.
10. Tni siD c6
ilitrh
Tdi sdn c6 dinh duqc thia hien theo quy6n gi{ tru di khdu hao
lty
k6. Nguyen gi6 bao g6m
toan bo cdc chi phi md Ngan hdng phai b6 ra dd c6 duqc tai sin c6 dinh tinh d6n thoi
triiim dua tdi
san dd vAo tr4ng tMi sin sang su dgng. Tdi srin c6 itinh tluqc tinh kh6u
hao theo phuong ph6p
tluong thing d6 Etr aen nguyen giri trii sAn trong su6t thoi gian hifu dgng udc
tinh nhu sau:
- Nha cua, vat ki6n tnic
25 nim
- M6y m6c, thii:t bi
03 - 05 nnm
4
2SI-{J
NgAn hAng TMCP Sni Gdn
-
HA Noi
- Phuong tien van tai
06 - l0 nem
- Thiiit bi van phdng
03 - 07 nam
- Tdi sen c{i dinh hiiu hinh kh6c
04
-
07 ndm
- PhAn mdm m{y tinh
03
-
08 ndm
- TAi san cii dinh v6 hinh kh6c
02 -
20 ndm
QuyAn srt dpng d6t Cuqc kh6u hao theo phuong phdp dudng thing phn hqp voi Gidy chr0ng
nhQn qufn srl dung if5t. Quydn st dgng d5t v6 thdi hqn duqc ghi nh?n theo gi6 g6c va kh6ng tinh
kh6u hao.
11. Tidn vi c{c khoin tuoug ttuoog ti6n
TiAn vri cric khoan tuong duong tiAn bao gdm tiAn m{t, vAng, d6 quj, ddn gui thanh to6n tai
NHNN, tin phi6u Chinh phi vd c6c gi6y to c6 gia ng;n han dn didu kign chi6t khAu vdi NHNN, c6c
kioan tiAr gui thanh torin vA tiin gui, cho vay t4i cic
kh6ng qM 3 th6ng k6 tn ngAy gui.
12.
Cdc c6trg
ti5 chrtc
tin dung kh6c c6 thdi h?n d6o h4r
cl tii chitrb phdi sitrh
CAc c6ng cU
tai chinh ph6i sinh duqc ghi nhen tr€n bAng can d6i k5 torin theo gi6
t{
hqp ddng
td hqp ly. Lqi nhuan holc 16 kli c6c c6ng
cp tAi chinh phAi sinh dugc thgc hi€n dugc ghi nhan hong b6o c6o kiit qui hgat dQng kinh doanh.
Lqi nhuAn ho{c 16 chua thgc hiQn dugc ghi nhan- vdo khoan mUc chenh lech drinh gi6 l4i c6c c6ng
cu tii chinh ph6i sinh tr€n bing can d6i ki5 ban vd iluoc k6t chuy6n vAo kiir quA hoet d6ng kinh
doanh vdo thoi diram cuiii nIm.
vio ngdy giao dlch, vd
13. Ghi
sau d6 dugc d6nh gi6 lei theo gi6
nhAtr thu trhAp/ chi phi
Ei
Ngen harg ghi nh{n thu nh4p tn
hi
vd chi phi lai tr€n bro cao k6t qua hoqt dgng kinh doanh
tr€n cq so du thu, du chi.
14. chi nh$tr thu nhgp tt phi vir hoa h6ng dich vg
Ng6n hang thu phi tu c6c dich
q
cung cip cho khrich hAng. Thu nh6p nr phi c6 thii chia rhinh
ciic nh6m sau:
o
pht thu
ti
vipc cung cdp dlch vt!
ttotg m\t lhdi gian nhdt illnh: phi thu tu viQc
cung c6p dich vu tong mor thdi gian nhrt dinh dugc du
thu ftong su6t thdi gian d6. phi nriy
bao gdm phi quin lj, phi nh6n riy thnc, hoa hdng vA c6c phi
liCn quan A6n cdp tin agng,
qu.tu ly ta.i sen, phi quAn lf daah muc vA c6c chi phi quan
ly ctug nhu phi tu v&r Hxic.
5
P*$"HJ
NgAn hAng TMCP
.
Sii Gdn - Hn Noi
Phl ,hu ttir viCc cukg cdp dich e! giao dich: Phi ph t sinh tir viec
tht
ddLrn
ph6n va tham
vi dg nhu dan x6p vi6c mua c6 phAn ho4c
cec loai chting khodn khAc hoEc mua lai doanh nghiQp, tluqc ghi nhan kli hoi,n tdt giao
dich li6n quan. Phi hoec mot phdn cua khoan phi nriy c6 li€n quan ddn viQc thuc hien mot
cong viQc nhdt dinh s€ dugc ghi nh{n khi hoan t6t dieu kien tuong tmg.
gia dAm ph6n cdc giao dich cho mQt b€n
ba,
6
KS.HE
-Hi
Noi
b4c, al{
qui
Ngen hlng TMCP Sii Gdn
15. TiAn m{t, ving
3U03n0t7
31fizt2016
I rryu dong
vND
TiAn m4 bang
Tidn m{t bdng ngoqi
tQ
Kim lo4iquj, d6 qu!
834,195
764,948
480,944
483,637
1,958
t,33 t
1,317,097
1,249,916
16. TiAn gd"i t4i Ngin hing Nhir nuoc
Tian gui thanh to6n t?i Ngen hing Nhe nudc
17.
Tiln, vnrg gfri tqi
c6c t6 chrtc
Tiln, ving gti khdng
- Bing
31t03t2017
3r/12/2016
1,108,527
1,880,3?7
1,10E,527
1,880,377
3!03t2017
31fi2t2016
19,s24,783
12,13s,786
19,081,993
|,706,47
tin dgng khdc
kj' hgn
vl\lD
- BAng ngoqi tP, vdng
5
442,790
429,31I
Tiln, ving gtii ai k) hgn
6,616,118
983?,E5r
- Bing Vl',lD
5,785,138
8,165,138
89 t ,040
1,772,720
3,9t0,000
6,91t,000
3,910,000
6,911,000
(s,137)
(s,137)
30,105,824
28,919,507
- Bing
Cbo
ngqi
tQ, vAng
vry
- Beng
vl\lD
Dg phdng
ktlc
18. Cdc c6trg
rti
ro tiin gili vl cho vay c{c TCID
cI tii cbinh phdi sinh vi
cric
tii
seD
tii
chinh khdc
'7
ns"HJ
NgAn
hing TMCP
SAi Gdn
- Hi Noi
tti cia hqp
(heo
ddng
tj gid ngoy
hi€u hr hqp ding)
@iet/ dihg
T6ng giti
Td
Tihg giti tti ghi si ki totin
ti gid tqi ngay ldp bio aio)
(theo
Orieu
Tdi
ding)
san
C6ng nq
ngAy 31 thAtrg 03 Dnm 2017
C6ng c(. TC phdi sinh
filn C
10,746,625
41,308
Giao dich kY hen tian te
t,833,793
40,515
ciao dich ho6n d6i lci h+n
8,9t2,832
793
Td ngiy 3l
COng cy
lh6Dg 12 Dim 2016
rc phdi
Giao dich
k,
sinh
tiin
,e
h0n tiAn tC
ciao dich ho6n it6i ki han
12,155,301
4s,843
1,863,545
13,425
10,29t,756
32,4t9
re.l@&
3v$not1
3Ut2t20t6
trteu aong
Cho vay cic t6 chtc kinh td,
ci
nhAn trong nu6c
Cho vay chi6t khAu thuong phi6u vd c6c
giiy to
co
cia
CAc
kioan tra thay khrch hAng
Cho vay bing v6n tdi trg
JrcA... )
ti
cec TCTC Qu6c t6 ( WB,
t65,623,994
t55,219,295
6,299
6,669
35,178
t40,442
804,042
I,397,771
166,470,113
156,821,171
8
HS"r_rJ
Ng6n hAng TMCP sAi Gbn
19.1. Phetr tich
-
Hn Noi
ch{t luqtrg trq cho vay
3r/03t2011
Nq
di
tieu chuAn
Ng can cnu y
161,136,E16
3t/12t2016
151,668,984
2,158,759
2,206,346
Nq du6'i ti6u chuan
367,E58
247,332
Nq nghi ngd
825,602
944,513
Nq c6 kie ndng mat viin
Tj
1,981,078
I,757,002
166,470,113
1s6.824,111
l€ nq
3t/03/2017
3
12t2016
o/"
Ty
ly
lC
ng que han
lq ng xau
19,2. Phen
3.20Yo
329%
t.9to/"
r.88%
tich du nq theo thoi gian
3t/03t20t1
31n2t20r6
Ng ngin hqn
76,688,922
72,591,516
Ng trung han
38,444,336
35,636,r 81
51,336,854
48,596,480
l3
r56,82{,177
Ng
dii
han
r66,470,r
9
ks"tm
Ngen hnng TMCP Sdi Gdn
19.3. Phen
-
Hn Noi
tich du nq cho vay theo al6i tuqng khich
herng
vi
lo?i hitrh doatrh nghiep
3Ut2n0r6
3t/03t2017
TriQu
C6ng ty Nhe nu6c
C6ng ty TNHH
Nhi nu6c
C6ng ty TNHH khnc
C6ng ty ci5 phin v5n
C6ng ty c6 phin
Nhi nuoc
khic
COng ty hqp danh
Doanh nghiPp tu nhin
Doanh nghiQp c6 v6n itAu tu nuoc ngoii
Hgp tric xa vd li€n hiep hqp
H0 kinh doanh, ca nhan
Thinh phan kinh tii kh6c
tic
xa
ding
"/o
9,2t0,363
5.530/.
'1,231,657
4.61%
14,203,284
8.530/,
12,4t2,504
1.91%
26,083,735
15.67%
15,67 4,431
9.42%
t5,120,292
9.640/o
67,303,514
4013%
64,896,844
4t.31%
9,085
0.01o/"
1,614
0.00%
|,603,247
0.96%
57,855
0.03%
s9,2t5
0.04%
69,7'.78
0.04%
64,345
0.04%
30,4t9,364
18.21%
1,E35,457
t.t00/o
166,470,113 100.00%
24,7't0,966
15.E00/o
1,565,104
28,9t6,777
1,7?E,859
1.00%
18.44%
1.130/o
156,824,117 100.00vo
IO
SSHB
Ngon hAng TMCP
19.,1. Phan
Sli Gdn -Hd Noi
fich du nq cho vay theo nginh kinh t6
31fi2t2016
3t/03/2017
Ndng nghiep ve lam nghiCp va
Kiai
thiy
san
khoeng
Cong nghiep chC bi6n, ch6 t?o
san xuit vd phan ph6i dien, khi ddt, nudc n6ng,
hoi nuoc vi iliiu hda kh6ne khi
vi xri li r6c
Cung cip nudc; hoat dong queLn
thei, nudc thei
li
33,s32,t t4
20.14o/o
31,660,006
20.20%
9,219,790
5.54%
8,483,683
5.41%
24,894,388
14.95%
24,596,393
t5.68%
8,680,299
5.21%
8,427,214
5.37o/o
156,082
0.09o/o
154,238
0.t0%
Xey dung
23,988,269
14.41%
22,340,838
l4.25o/o
Ben bu6n va ban le; sia chta 6 16, md t6, xe mdy
xe c6 d$ng co khiic
27,040,552
t6.24%
25,379,086
l6.l9o/o
VAn tei kho bai
3,520,071
2.1t%
3,31E,955
2.12o/o
Dlch vu luu tru ve trn u6ng
I,0t4,742
0.61o/o
967,985
0.620/o
Th6ng tin vir truyln th6ng
147,230
0.09'/o
143,909
0.09%
1,428,E0t
0.86%
972,740
0.62%
10,626,1 I I
6.380/o
10,148,223
6.47%
vi
Hoet dQng Lii chinh, ng6n hing vir bdo hi6m
Hogt dQng
kinl
doanh
bit
dQng
sin
Hogt tlQng chuy€n m6n, kloa hgc vd c6ng nghe
Ho{t ilong
hamh
chinh vd dich vu h6 trq
Hoat dong cria DAng COng sAn, t6 chtc chinh tri xe h6i. ouen lv nhi nu6c. an ninh ou6c ohdne:
Gi6o duc viL dio tao
giip xa hoi
Nghg thu6t, vui choi vi giei tri
Hoat dong dich v! kh6c
Y
tC
vi
ho+t ilong trq
Ho?t dong ldm thue c6c c6ng viec trong cec h0
xuit sen phAm vat ch{t va dich vu tg
tieu ding cia h0 gia ilinh
gia dinh, sen
Hqt
dQng cria
cic t6
598,026
036%
59r,889
0.38%
2,109,5'.77
1.21%
t,5t0,246
0.960/o
109,93 t
0.07o/o
5t,676
0.03%
23 7,830
0.14o/o
179,654
0.n%
t45,913
0.09%
130,062
0.080/0
315,257
0.19%
308,513
0.20%
t1,714,079
10.68%
17,128,330
10.92%
931,050
0.s60/o
110,s37
0.20%
chrirc vd co quan qu6c t€
0.00%
0.00%
0.00%
0.000/0
C6ng ty CP chfng khodn SHB
0.00%
0.00%
lf
0.00%
0.00%
Cec khoin Repo vdi khdch hang cia c6ng ty
TNHH MTV Qu{n ly nq vA khai th6c Gi sen
Cdc kloan phei thu giao dich chung k-ho6n
Du ng chd xu
T6ng du nq
cia
166,470.1IJ
100.00%
156,824.177
t00.000/.
1t
rus"r_u
Ngen hing TMCP
20. DU phdng
Ki
Sli Gdn - Hn Noi
rrii ro tin dlng
Dg phdtrg churg
Dy phd,ng crl th6
trteu oong
lrrcu dong
adv B1/03/2017)
sd du dAu
ki
Dg phdng rui ro trich lap/hoan nh6p trong
Dg phdng giam do xt
bing ngudn dv phdng
s5 du cuSi
li
ki
1,018,126
672,476
67,950
47,t6l
1,0E6,676
119,637
948355
473,031
120,569
3s4,384
c6c khoen nq kh6 thu hdi
ki
I{i t.t tc 6Yl2/2016)
s6
ouaiu
19
Du phdng rui ro lrich l4p/hoin nhip trong
tj,
(167,263)
Sri dung dg phdng trong nam
Teng do s.ip nhAp VVF
q,
phdng giem do t6ch CN LAo thinh c6ng ty con
Du phdng giem do iich CN Cam thinh c6ng ty con
Chenh lQch
t!
s5 du cu5i
ki
940
15,403
(4,866)
(2,628)
(46,292)
(45r)
1,018,726
612,476
gi6
t2
USHB
Ngen hnng TMCP
21. Chr?ng
21.1.
Sli Gdn - Hi Noi
khoiu dAu tu
Chiag kho{D il}u tu sin sing d6 bdn:
Chttg
khodn
N?
Chfng khodn Chlnh phi
Chrrng khodn Ng do c6c TCTD kh6c trong nudc phet
henh
Chrhg khoan Nq do cdc TCKT rong nudc phet hallh
3l/03t2011
3
lfrcu
along
I fteu clong
13,627,91E
10,754,E99
6,081,308
6,426,048
2,643,609
2,s99,18',1
4,903,001
t,'t29,064
33,597
33,598
795
796
32,802
32,802
Chtiltg khoda Vdn
Chlrng kIoAn V5n do cac TCTD khac rong nudc
phat hAnh
Chri,ng kho6n V5n
do cac TCKT trong nudc ph6t
henh
D( phdng gi,im g i chtng khodn san
21.2.
Chirg khodn itiu tu giu
sdrrg atl bdn
t2/2016
(12s,728)
Q25,789)
13,535,787
10,662,708
tl6n ngirl ddo h?n:
3uo3nnl1
3
I
Chrimg kho6n Chlnh phri
hdnh
Chrimg khorir Ng do c6c TCKT trong nuoc PH
DU phdng giem gi6
ching khodn
rryu dong
97,499
Chimg kho6n Ng do c6c TCTD khec trong nudc ph6t
d6o h4n
t2n0t6
dAu tu
git
d6n ngny
(
999,883
999,880
8,672,596
8,439,973
1,310,793)
(1,25s,938)
8,,159,185
8,183,915
l3
pr_s"r_r.E
NgAn hnng
TMCP Sti Gdn
22. Grip v6n,
-Hi
N0i
tliu tu dii h4n
3lto3not1
Dau tu
vio c6ng ty con (')
2,360,304
CAc khoAn dAu tu dari han khac
Du phdng giim gi6 diu tu
dii
hqn
3t/t2tz0t6
TriQu ding
2,3
7
|,822
227,251
214,393
(s,E38)
(5,838)
2,601,711
l4
t2
I
F
dq
F "i
s--.
tr
-r
r
E
.i,.9
-1
>t
Z,
!
,!
ia
z
:i
.E
"ic
iE
s.j
_i €s =." S tE s
I
I
or
I
ai7
ri 5
E:
'E
.
E
:E
E6!
'g Ei
3.
..t
t
a;s$si;sS s ; gssSs;SS ;i is;sE3
"l $.8;t$1
$.: i
r
SsSS
$S;;l:
l
F
--l
3'SEEEJ
,!.-;
E
3
E*:i:aR6l
'I <--:\ii
E R"rae
$'P:RG.
3l
i *'^i:i
1
& RSRS
E s-ti
E'*!G-
.(:d.l
'5E
z9
:':
Bge!::*---+
vI .i .i <::^
I
z
{
:N-
g'FpRa
:u
!t
g$
Yr'
!*
ss€E
:s s-8.8 i :si.
'!tSS.ruu
I
(J
,S
U
Ii e
ot
3
s'5-rG
d
- -:t
:a
lr!
iri Er''' 4
*:
. E sgE€s
Ei
.,
V
€jE E E 5
sB€i
€ E :..8€
5}$sFS$s;5;!,53"ssE;5EE
D'SHB
Ngen hAtrg TMCP Sii G6n
24.
Titrg, giim
Khoil m[c
s6 du
diu
ki
ki
Diry:
d6t
ki
ronqti
li,
- Thonh
s6 au cu6i
TSCD
Y6
hinh kh,c
c0ng
33,110
3,70,1,574
780
780
780
?80
3.478,879 r9J365
ty
tlng trong
trotrg
J3,ll0
3,?05J54
k6
t69,803
5,617
144215
ki
39
6rE6
791
7,116
ki
k,
39
**.
791
7,116_
- Xh,iu hoo rrons
giin
192,585
uqng&in
GiI lrihro mdn lu,
dr dlu k,
- GiAn
Phin mim vitinh
ki
s6
17,88t
H\ic
ki
Cil tricdtr ld
s6
ditrh v6 hinb
3,478,879
s6 gi6m trorg
55
saD c6
Qurin sndung
dtrs trotrg
- Mun
tii
gil
Nguyen
56
Hn Noi
Tii sin c6 ditrh v6 htnh
-
56
-
ducu6i
Tfiosiy diu ki
Ttingiyor5iki
t.686
152-560
18,611
J,53{,7?l
{6J l0
3,{?J.t9J
176,919
11.110
t1
I'SHB
Ngan hAng TMCP SAi Gan
-
- Hi
Noi
Ttrrg, giim tAi sltr c6 dinh v6 tiDh
Khoin muc
Nguytn
s6
-
ki rrufc
Quyin sn
Piin mim vi
dgng dCt
!inh
v6 hinh khnc
735?8
2t,619
rs'Y
TAisin
c6
dlnh
g16
duiliu IlIm
MM trong
3,629594
nin
5,156
- Tdng sip nh,ip WF
- Thanh l!, akag hin
r
3,834,031
27,035
2,756
2,756
(156,032)
tich Can tdnh c6ng ry con
- Gidn do t,iih lao thanh c'ng 0 con
(r56.012)
- Gidn do
khi.
s6 ducu6i nim
Glt lri hro mdn lu,
36 au
(7.312)
(1,943)
08)
I92,585
ka
aiu nem
5,489
nin
-
Khdl hao trong
-
Tdhg sdp nl'Ap
-
oiin
-
Gitin do tdch Lilo tlarh cdng ty col
55
(5,428)
(3S;
- GiAn
r58
WF
do tdch Cmn thanh
t,459
r6,606
143,554
26,775
3,2r8
30,151
12
t,709
c6ig
1.709
ty con
0,668)
duct5i nm
(
r,94])
(5,6r2;
t7,881
Gi{ trican l$l
Ttl
ngtry
dlu
otrm
T0l ngtry cu6i ntrm
25. TAi
3,62{,10s
52,119
18,t{8
3,690,471
46,310
3,s31,
sin C6 khdc
C6c khoen lai, phl phai thu
Cec khodn phei thu
DU phdng
rui ro cho cdc tei sen C6 kh6c
TAi sen C6 k,16c
3l/0312017
3l/12t2016
8,335,605
447,146
(143,434')
7,845,337
12,677,990
I I,997,828
2t.fr1)o7
20,507,550
807,720
(
143,33s)
ll]
)
#"p-+LH
NgAn hdng TMCP
26.
Sii Gdn -Hn Noi
Tiin, vhng giri vi vay cdc t6 ch{'c tin dgng kh{c
- Tidn,
ving giri cria c{c t6 chi'c tin dgng khic
3
Tiin, vdng giti khbng k) h(rrt
- Bing \rND
- Bing ving vi ngo4i tQ
Tiin, ving gii ci k) hgn
- Bing
VND
- Bing vdng vd ngo?i tC
long
- Ti6n, virng
-
19,624,602
19,624,587
3Ut2t20t6
11,831,300
1
1,834,28s
l5
t5
9,803,800
11,009,220
8,690,000
9,236,500
1,113,800
t;t'72.720
29,42A,402
22,843,520
3
03t2011
31n2t2016
5,813,486
8,920,878
't2,675
t,089,297
5,886,161
10,010,175
vay cic t6 chric tiu dr;ng khric
Bing VND
- Bing veng va ngo?i tC
roug
03n0t7
t9
