VTC Pay – EPayment Center Profile
Vietnam Multimedia Corporation (VTC)

Pages 3-8 Pages 9-25 Pages 26-28
01 02 03
E-Payment Center Introduction
Achievements
Organizational structure
Historical development
Business capacity
E-wallet – Payment
Gateway VTC Pay
Payment services for
digital content
VTC Account System and
Billing
Cooperation commission
Contact
Content
E-Payment Center Overview Typical products Cooperation and Development
02 VTC Pay – EPayment Center Profile

VTC PAY – E-PAYMENT CENTER OVERVIEW
1.1 VTC Pay – E-Payment Center Introduction
1.2 Achievements
1.3 Organizational structure
1.4 Historical development
1.5 Business capacity
01

Established in:
23/01/2009
Human Scales:
100 people
Scope of activities:
Electronic payment
Revenue 2015:
$ 75M (expected)
Website:

Address:
Ha Noi: 14th Floor, VTC Building, 23 Lac Trung,
Hai Ba Trung Dist., Ha Noi
HCM City: 128E Nguyen Dinh Chinh,
Quarter 8, Phu Nhuan Dist., HCM City
Da Nang: 62 Vo Van Tan,
Thanh Khe Dist., Da Nang City.
1.1 VTC Pay – E-Payment Center Introduction
04 VTC Pay – Epayment Center Overview
Ministry of
Information & Communication
VTC Corporation
VTC Intecom
E-Payment Center

1.2 Achievements
2009
2011
2013
2008

2014
2015
Sao Khue Award
Sao Khue Award
Easia Award
in online community service
in telecom and digital content
payment service
in prepaid scratch cards
365 Bill Payment Service
05
Number 1
Number 1
Number 1
The best center of Vietnam Multimedia Corporation
(VTC) and VTC Intecom for many years
VTC Pay – Epayment Center Overview
KL Converge, VietNam Telecomp
VTC Pay is known as a typical
representative of VTC, which
has scored a big mark in many
domestic as well as international
exhibitions

BOARD OF DIRECTORS
BUSINESS DEPARTMENT
Payment development department
Research & Development department
PR/Marketing department
TECHNICAL

DEPARTMENT
Web department
Core department
Design department
ADMINISTRATIVE
DEPARTMENT
Administration
Human Resources
We are an integral cohesive unit that has
had years of experience working together
through complex processes involving product
development, business conduct, marketing,
risk management and customer relation.
When you are with us, rest assured that you
shall be provided with the best and most
through-out support.
Mr Tran Quang Viet
VTC Pay Director
1.3 Organizational Structure
06
“
“
VTC Pay – Epayment Center Overview

Connected to Vietcombank ATM System
Developed VTC account management
system and billing
Issued multifunctional
Vcoin card
Launched e-Wallet – Payment Gateway

VTC Pay and 365 Bill Payment Service, and
connected to 26 banks in Vietnam.
Connected to global payments,
and supplied Mobile payment
solutions.
Carried on Kiosk
payment system
Experimented
Smartcard technology
2006 2008
2010
2013 2014
2012
2009
1.4 Historical Development
07VTC Pay – Epayment Center Overview
SMS Charging

2t
22 million
+8 million
30 thousand
03 100
Branches Warehouses
$75M
Customer accounts
Daily
transactions
Accepted payment places/merchants
Danang

TP. HCM
Hanoi
All over 63
provinces/cities
Revenue year 2015 (expected)
With a wide distribution network across provinces
of Vietnam, VTC Pay always guarantees a quick
supply and service support.
1.5 Business Capacity
08 VTC Pay – Epayment Center Overview

2t
TYPICAL PRODUCTS
Overview
2.1 E-Wallet – Payment Gateway VTC Pay
2.2 Payment Services for Digital Content
2.3 VTC Account System and Billing
02

E-Wallet - Payment
Gateway VTC Pay
Payment Service
For Digital Content
VTC Account System
And Billing
2.1 2.2 2.3
Support multiple payment
methods:
Support payment via Card,
SMS, Wap Charging, In-App

Purchase with a plenty of
methods, account for 98%
of digital content payment
field.
Internet Banking
Mobile Banking
ATM Banking
Receive on behalf
of customers
Global Payment
Viettel
Mobifone
Vinaphone
Vcoin
Vietnamobile
Use V-coin as a payment
unit
Support payments of
games, mobile cards,
internet billings…
Overview
10 Typical Products

E-Wallet – Payment Gateway VTC Pay
2.1
02TYPICAL PRODUCTS
Operating model
Advantages of products
Customers and partners


Mô Hình hoạt động
E-Wallet VTC Pay Payment Gateway VTC Pay
An electronic money storage
service . It is used to conduct
online payments such as
e-transactions and electronic
bill payments.
Order & Online
Payments With
Various Methods
Encoded Data
Encoded payment data is
transmitted directly to VTC Pay
Approval & Send
Transactions.
Withdraw
Delivery Confirmation
Buyer’s Bank
Seller’s Bank
A moderate connector between
Buyers and Sellers with Banks. It is on
behalf of customers who have bank
accounts to conduct receipts and
payment transactions.
Holding the largest payment
network in Vietnam with 29
domestic banks and 03 International
Credit Cards.
05
01

04
Deliver
Operating model
12
03
02
BUYER
SELLER
BANK
Ewallet – Payment Gateway VTC Pay

Mô Hình hoạt động
Customers can add or withdraw money
instantly from e-Wallet VTC Pay
29 Domestic
banks
Bank
account
Transfer money
to another one
Online
shopping
International
card
Prepaid card Cash at
VTC Pay
Recharge at
bank counter
Recharge at
ATM/Kiosk

ONLINE RECHARGE
OFFLINE RECHARGE
USE CONVENIENTLYWITHDRAW QUICKLY
There are so many advantages and attrac-
tive discounts from Merchants when using
e-Wallet VTC Pay.
Operating model
13Ewallet – Payment Gateway VTC Pay

For Buyers For Sellers
Signing up E-Wallet VTC Pay easily
within only 10s
Supporting payment for 29
domestic banks and 03 international
credit cards ( Visa/Master/JCB)
Confidential data through Token,
OTP, Secure 3D, PCI DSS
Integrating Payment Gateway
VTC Pay easily, compatible with
all models and technologies
No maintenance cost, and
free integration
Simply withdraw, immediate-
ly have money in an account
Advantages of Products
14 Ewallet – Payment Gateway VTC Pay

Our Customers Typical Partners
Retailers on websites and
forums.

Online service websites
(half-digital content)
B2C websites (online sales)
On behalf of customers, pay
telecom, television, electricity
and water bill.
Hotels, tourism companies
(international sales)
Charity organizations (online
fundraising)
Activated e-Wallets
Processed transactions
Monthly cash flow
+300 thousand
10 million
$5M
Customers and Partners
15Ewallet – Payment Gateway VTC Pay

Operating model
Advantages of products
Customers and partners
02TYPICAL PRODUCTS
Payment Service For Digital Content
2.2
SMS

Operating model
Payment via prepaid
scratch cards

Payment via SMS
Payment via Wap Charging
A prepaid scratch card service
used as a payment method.
To make a payment, customers
only need to add serial and code
number of a related card
This service uses a dialing
code and SMS connection to
be a payment method.
To make a payment, customers
only need to text messages to
a provided fixed dialing code.
A service uses mobile balance
account as payment method.
To make a payment, customers only
need 01 click to reairm telephone
number via WAP.
17
payment service for Digital content
Customers
PartnerVTC
Customers interact
directly to merchant’s
services. They charge
money by using prepaid
scratch cards through
serving interface
VTC provides gateway to examine the validity of the card including: type of
card, nominal value and usage status

Website
Payment Gateway VTC Pay
VTC card system
Viettel card system
Vinaphone card system
Mobifone card system
Vietnamobile card system
App

For Customers For Partners
An easy payment method in
accordance with the consumer
habits of Vietnam
Support customers to pay 5 kinds
of common cards which account
for over 98% of the market:
Viettel, Mobifone, Vinaphone,
Vcoin, Vietnamobile
Easy to choose a card with an
expected face value
A high rate of revenue sharing
With the only connection,
customers are able to use all of
common cards
Appropriate to all bases of
products (Web, Wap, App)
Fast and accurate reference.
100.000
Advantages of Products
18

payment service for Digital content

Vcoin card – Multifunctional payment method
Up to 15,000 distribution stations all over the country
Over 5 million cards /month are issued
Abundance of face values from 20,000 VND to
1,000,000 VND, meets various demands of customers
A rate of revenue sharing reaches up to 90%
Advantages of Products
90%
19payment service for Digital content

Our Customers
Game Online, Game Mobile
Publishers
CPs – provide Digital content
services: Films, Music, Documents
and Pictures,
Customers and Partners
Typical Partners
20
payment service for Digital content

VTC Account System and Billing
2.3
02TYPICAL PRODUCTS
Operating model
Advantages of products
Customers and partners


Over 50 sources
Prepaid card
Online game
Telecommunication billing
Mobile app and digital content
E-commerce payment
Social network Facebook
e-wallet
International payments
PBX voicemail, message
Cash
Hundreds of products, services and utilities
VTC Account System and Billing is the account management system used in the VTC Games. Moreover, it
provides payment services, billing services, digital content, such as online gaming cards, phone cards, Internet
charges
Payment Unit is Vcoin – online cash issued by VTC. Customers can recharge from dierent sources and
purchase all products and services
The best account
system in Vietnam
Operating Model
22 VTC Account System and Billing

An account - Multiple services Safety – Confidentiality Multifunctional integration
Customers use a single account to
access to more than 100 services
of VTC and partners
Customer accounts are
strictly confidential by advanced
methods: Matrix OTP, OTP app,
SSL encryption

Support customers to use accounts
on all of today’s popular platforms,
from Web, Wap, Mobile App, Game
PC, SmartTV,
Advantages of Products
23VTC Account System and Billing

Typical Products
Advantages of Products
24 VTC Account System and Billing

Activated accounts Transaction-conducted accounts
Services and utilities
Our Customers
Anyone who has demands of digital
content service experiences is able
to be the customer of VTC Account
System, without limitation of the
age, gender and area
Customers and Partners
+16 million
+5 million +100
25VTC Account System and Billing