Phân tích mô hình CAMELS Ngân Hàng Thương mại cổ phần Tecombank
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Tóm lại ta có thể thấy tỷ lệ an toàn vốn của Techcombank là rất tốt. Tỷ lệ anh
toàn vốn tối thiểu từ 2011 – 2013 liên tục tăng qua các năm, cùng với đó là
hệ số đòn bẩy tài chính cũn tăng theo các năm điều này có thể coi là một
bước đi chắc chắn, cẩn thận và khá khôn ngoan của Techcombank trong giai
đoạn hiện nay. Bởi lẽ, nên kinh tế Việt Nam cũng như thế giới vẫn chưa thể
coi là có dấu hiệu phục hi, tình hình nợ xấu của hệ thống ngân hàng Việt
Nam hiện nay chưa có hướng giải quyết nào phù hợp, vì thế chấp nhận giảm
lợi nhuận kinh doanh đảm bảo an toàn trong hoạt động đặc biệt là an toàn
vốn mang ý nghĩa sống còn.
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